401(k) Retirement Calculator Estimate your retirement savings based on salary, contributions, employer match, and investm...
401(k) Retirement Calculator
Estimate your retirement savings based on salary, contributions, employer match, and investment returns.
Projection at Retirement
Projected 401(k) Balance:
$0
Total Employee Contributions:
$0
Total Employer Contributions:
$0
Investment Growth:
$0
Illustration: Projected growth of your 401(k) over time with compound returns.
How This Calculator Works
This tool estimates your 401(k) balance at retirement by modeling:
- Salary growth based on annual raises
- Your contribution as a % of salary each year
- Employer match up to a specified % of your salary
- Compound investment returns on your growing balance
Important Notes:
- Assumes contributions happen at year-end.
- Does not account for IRS annual limits ($23,500 in 2025).
- Employer match is capped at “Up to % of Salary” — e.g., 3% match up to 6% salary = max 3% of salary from employer.
- Results are pre-tax; actual withdrawals will be taxed as income.
Always consult a financial advisor for personalized retirement planning.